Debt recovery agencies use extensive knowledge of the debt recovery process to recover unpaid collection accounts. Our debt recovery agency offers two methods. Contingency: meaning it costs you nothing and we are contigent upon successful collecting the money. Flat Fee: meaning you pay a fixed price and you get sent the entire balance due. Flip your unpaid debts into profit with an experienced and qualified debt recovery agency. As a nationally recognized and accredited debt collection agency, Fidelity Information Corporation offers two (2) methods to aggressively pursue your delinquent accounts.