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Credit Report Availability

 

As an option available with most collection packages, you may purchase a consumer credit report on your delinquent debtor. A consumer credit report will provide you with valuable information regarding your debtor. A complete report will indicate the debtor's current and previous financial position with other creditors. It will show court judgments, tax liens and bankruptcies. You may obtain a new address and even a place of employment for your debtor. This is valuable information when attempting to locate assets for collection or a new address to serve court documents.

 
Purchasing a consumer credit report may provide vital information on your debtor, such as:
  • Creditor Information
  • Judgments, Tax Liens, Bankruptcies
  • New Addresses
  • Place of Employment
  • Address History
  • Social Security Number Verification
  • Date of Birth
  • List of Other Inquiring Creditors
 

Fidelity Information Corporation / Direct Debt Collections does not warrant the accuracy or completeness of any credit report. Credit reports are furnished by Experian and may be used only in compliance with the Fair Credit Reporting Act (FCRA). Partial, incomplete or inaccurate information provided by you may result in an incomplete or inaccurate credit report. You will be charged for the purchase of any credit report ordered, regardless of the results. In the event you have chosen to purchase a consumer credit report, you warrant that such purchase is in full compliance with the Fair Credit Reporting Act (FCRA) and not for any purpose prohibited by the Act.

     
     
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