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Experian Credit Bureau Reporting |
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Experian is one of the three (3) major
credit bureaus employing more than 4,500 people with annual
sales surpassing $1.2 billion. With a database comprising credit
data on over 215 million U.S. consumers and 15 million+ U.S.
businesses, Experian's database is more than 65 terabytes or
65 trillion bytes of data. Part of Experian's database includes
maintaining demographic information on over 215 million consumers
and the 110 million unique dwellings they reside in within the
United States. |
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In order for Experian to insure the accuracy
of their data there are more than 4.5 billion updates occurring
each month. Thanks to Experian's state-of-the-art technology
used to protect credit data and maintain strict privacy standards,
they help to make American credit databases the most secure
and accurate in the world. The Fair Credit Reporting Act (FCRA),
which Experian follows closely, also has laws in place to ensure
only those with a permissible purpose and whose identity has
been verified are permitted to view a consumer credit profile. |
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Experian's databases provide value-added
solutions to clients to optimize targeting and acquiring of
new clients and managing and maximizing current client offerings.
By Experian providing expertise in risk management and credit
marketing it enables clients to enrich their relationships with
their own customers. |
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| This information was gathered from Experian's corporate website. |