Alabama Statute of Limitations

Every Alabama Collection Agency may collect files in Auburn, Birmingham, Decatur, Dothan, Gadsden, Hoover, Huntsville, Mobile, Montgomery, and Tuscaloosa. Fidelity Information Corporation is a nationally recognized collection agency successfully collecting in every state including Alabama.

Recover your delinquent accounts through an Alabama Collection Agency Service. Alabama collection agency services can locate debtors and collect the money owed to your business, practice or facility. Using Fidelity Information Corporation or OldDebts as your Alabama collection agency service can save you time and money.

With our custom-designed debt collection system, our collection agency can be more effective in recovering delinquent accounts, after more than 31 days have passed. We offer two ways to collect, which are our contingency method or our low flat fee instead of a percentage.

Following is some important information on Alabama state debt recovery laws including: Alabama Statutes, Alabama Judgments, Alabama Garnishments, Alabama Interest Rates, and Alabama Bad Check Laws.

STATE: ALABAMA

Interest Rate

• Legal: 6%
• Judgment: 12% (Unless otherwise contracted)

STATUTE OF LIMITATIONS (IN YEARS)

• Open Account: 3
• Written Contract: 6
• Domestic Judgment: 20
• Foreign Judgment: 20

BAD CHECK LAWS (CIVIL PENALTY)
Greater of $10 or Actual Bank Charges

GENERAL GARNISHMENT EXEMPTIONS
75% of wages are exempt from garnishment.