California Statute of Limitations

California Collection Agency Laws

Every California Collection Agency may collect files in Anaheim, Fresno, Long Beach, Los Angeles, Oakland, Sacramento, San Diego, San Francisco, San Jose, and Santa Ana.

Recover your delinquent accounts through an California Collection Agency Service. California collection agency services can locate debtors and collect the money owed to your business, practice or facility. Using a California collection agency service can save you time and money.

With our custom-designed debt collection system, our collection agency can be more effective in recovering delinquent accounts, after more than 31 days have passed. We offer two ways to collect, which are our contingency method or our low flat fee instead of a percentage.

Following is some important information on California state debt recovery laws including: California Statutes, California Judgments, California Garnishments, California Interest Rates, and California Bad Check Laws.


STATE: CALIFORNIA

Interest Rate

  • Legal: 10%
  • Judgment: 10% (Unless otherwise contracted)

STATUTE OF LIMITATIONS (IN YEARS)

  • Open Account: 2 (no writing)
  • Open Account: 4 (reduced to writing)
  • Written Contract: 4
  • Domestic Judgment: 10 (renewable at 10)
  • Foreign Judgment: 10 (commencing with judgment debtor's commencement of CA residence.)

BAD CHECK LAWS (CIVIL PENALTY)
Amount due, treble damages - minimum $100 maximum $1500 per check.

GENERAL GARNISHMENT EXEMPTIONS
See federal law. Exemptions for necessaties of life.

*California is a community property state


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