Georgia Statute of Limitations

Every Georgia Collection Agency may collect files in Albany, Athens, Atlanta, Augusta, Columbus, Macon, Marietta, Roswell, Savannah, and Warner-Robins. Fidelity Information Corporation is a nationally recognized collection agency successfully collecting in every state including Alaska.

Recover your delinquent accounts through an Georgia Collection Agency Service. Georgia collection agency services can locate debtors and collect the money owed to your business, practice or facility. Using Fidelity Information Corporation or OldDebts as your Georgia collection agency service can save you time and money.

With our custom-designed debt collection system, our collection agency can be more effective in recovering delinquent accounts, after more than 31 days have passed. We offer two ways to collect, which are our contingency method or our low flat fee instead of a percentage.

Following is some important information on Georgia state debt recovery laws including: Georgia Statutes, Georgia Judgments, Georgia Garnishments, Georgia Interest Rates, and Georgia Bad Check Laws.

STATE: GEORGIA

Interest Rate

• Legal: 7%
• Judgment: Prime + 3%
• Commercial Accounts: 18%

STATUTE OF LIMITATIONS (IN YEARS)

• Open Account: 4
• Written Contract: 6
• Domestic Judgment: 7
• Foreign Judgment: 5

BAD CHECK LAWS (CIVIL PENALTY)
After 10 day written demand double damages up to $500 and service charge of $25 or 5%, whichever is greater.

GENERAL GARNISHMENT EXEMPTIONS
See federal law. City, County & State employees may be garnished.