Massachusetts Statute of Limitations

Every Massachusetts Collection Agency may collect files in Boston, Brockton, Cambridge, Fall River, Lowell, Lynn, New Bedford, Quincy, Springfield, and Worcester. Fidelity Information Corporation is a nationally recognized collection agency successfully collecting in every state including Massachusetts.

Recover your delinquent accounts through an Massachusetts Collection Agency Service. Massachusetts collection agency services can locate debtors and collect the money owed to your business, practice or facility. Using Fidelity Information Corporation or OldDebts as your Massachusetts collection agency service can save you time and money.

With our custom-designed debt collection system, our collection agency can be more effective in recovering delinquent accounts, after more than 31 days have passed. We offer two ways to collect, which are our contingency method or our low flat fee instead of a percentage.

Following is some important information on Massachusetts state debt recovery laws including: Massachusetts Statutes, Massachusetts Judgments, Massachusetts Garnishments, Massachusetts Interest Rates, and Massachusetts Bad Check Laws.

STATE: MASSACHUSETTS

Interest Rate

• Legal: 6%
• Judgment: 12%
• Contract: 12%

STATUTE OF LIMITATIONS (IN YEARS)

• Open Account on Contract: 6
• Contract: 6
• Sales (UCC) Contract: 4
• Specialty: Contract Under Seal: 20
• Domestic Judgment: 20 (presumed satisfied after 20 years)
• Foreign Judgment: 20

BAD CHECK LAWS (CIVIL PENALTY)
Amount due, costs of suit, protest fees. Additional damages $100 - $500 can be assesed.

GENERAL GARNISHMENT EXEMPTIONS
$125 week.