North Carolina Statute of Limitations

Every North Carolina Collection Agency may collect files in Asheville, Cary, Charlotte, Durham, Fayetteville, Greensboro, High Point, Raleigh, Wilmington, and Winston-Salem. Fidelity Information Corporation is a nationally recognized collection agency successfully collecting in every state including North Carolina.

Recover your delinquent accounts through an North Carolina Collection Agency Service. North Carolina collection agency services can locate debtors and collect the money owed to your business, practice or facility. Using Fidelity Information Corporation or OldDebts as your North Carolina collection agency service can save you time and money.

With our custom-designed debt collection system, our collection agency can be more effective in recovering delinquent accounts, after more than 31 days have passed. We offer two ways to collect, which are our contingency method or our low flat fee instead of a percentage.

Following is some important information on North Carolina state debt recovery laws including: North Carolina Statutes, North Carolina Judgments, North Carolina Garnishments, North Carolina Interest Rates, and North Carolina Bad Check Laws.

STATE: NORTH CAROLINA

Interest Rate

• Legal: 8%
• Judgment: 8%

STATUTE OF LIMITATIONS (IN YEARS)

• Open Account: 3
• Written Contract: 3
• Sale of Goods: 4
• Domestic Judgment: 10
• Foreign Judgment: 10

BAD CHECK LAWS (CIVIL PENALTY)
30 day written demand lesser of $500 or 3 x check amount, but not less than $100.

GENERAL GARNISHMENT EXEMPTIONS
100% of last 60 days' earnings for family support. Garnishment only by political subdivisions for taxes, ambulance fees, etc.