North Dakota Statute of Limitations

Every North Dakota Collection Agency may collect files in Bismarck, Dickinson, Fargo, Grand Forks, Jamestown, Mandan, Minot, Wahpeton, West Fargo, and Williston. Fidelity Information Corporation is a nationally recognized collection agency successfully collecting in every state including North Dakota.

Recover your delinquent accounts through an North Dakota Collection Agency Service. North Dakota collection agency services can locate debtors and collect the money owed to your business, practice or facility. Using Fidelity Information Corporation or OldDebts as your North Dakota collection agency service can save you time and money.

With our custom-designed debt collection system, our collection agency can be more effective in recovering delinquent accounts, after more than 31 days have passed. We offer two ways to collect, which are our contingency method or our low flat fee instead of a percentage.

Following is some important information on North Dakota state debt recovery laws including: North Dakota Statutes, North Dakota Judgments, North Dakota Garnishments, North Dakota Interest Rates, and North Dakota Bad Check Laws.

STATE: NORTH DAKOTA

Interest Rate

• Legal: 6%
• Judgment: 11.5%

STATUTE OF LIMITATIONS (IN YEARS)

• Open Account: 6
• Written Contract: 6
• Sale of Goods: 4
• Domestic Judgment: 10 renewable
• Foreign Judgment: 10 renewable

BAD CHECK LAWS (CIVIL PENALTY)
Amount due, collection fees of $25, and civil penalty by civil action for lesser of $200 or 3x check. Effective 08/01/01.

GENERAL GARNISHMENT EXEMPTIONS
Greater of 75% or amount each week = to 40 x fed. min. hourly wage plus $20.00 each household dependent.