South Carolina Statute of Limitations

Every South Carolina Collection Agency may collect files in Charleston, Columbia, Greenville, Hilton, Head Island, Mount Pleasant, North Charleston, Rock Hill, Spartanburg, Summerville, and Sumter. Fidelity Information Corporation is a nationally recognized collection agency successfully collecting in every state including South Carolina.

Recover your delinquent accounts through an South Carolina Collection Agency Service. South Carolina collection agency services can locate debtors and collect the money owed to your business, practice or facility. Using Fidelity Information Corporation or OldDebts as your South Carolina collection agency service can save you time and money.

With our custom-designed debt collection system, our collection agency can be more effective in recovering delinquent accounts, after more than 31 days have passed. We offer two ways to collect, which are our contingency method or our low flat fee instead of a percentage.

Following is some important information on South Carolina state debt recovery laws including: South Carolina Statutes, South Carolina Judgments, South Carolina Garnishments, South Carolina Interest Rates, and South Carolina Bad Check Laws.

STATE: SOUTH CAROLINA

Interest Rate

• Legal: 8.75%
• Judgment: 12.25% (Rate changes every year on January 15th. Wall Street Journal Prime plus 4%)

STATUTE OF LIMITATIONS (IN YEARS)

• Open Account: 3
• Sale of Goods (UCC): 6
• Written Contract: 3
• Domestic Judgment: 10
• Foreign Judgment: 10
• Written Contract under Seal: 20

BAD CHECK LAWS (CIVIL PENALTY)
Reasonable court costs, amount of check & damages up to $500 or 3 x check amount, whichever is greater.

GENERAL GARNISHMENT EXEMPTIONS
100% - Garnishment not available in SC.