Washington Statute of Limitations

Washington Collection Agency Laws

Every Washington Collection Agency may collect files in Bellevue, Bellingham, Everett, Federal Way, Kent, Seattle, Spokane, Tacoma, Vancouver, and Yakima. Fidelity Information Corporation is a nationally recognized collection agency successfully collecting in every state including Washington.

Recover your delinquent accounts through an Washington Collection Agency Service. Washington collection agency services can locate debtors and collect the money owed to your business, practice or facility. Using Fidelity Information Corporation or OldDebts as your Washington collection agency service can save you time and money.

With our custom-designed debt collection system, our collection agency can be more effective in recovering delinquent accounts, after more than 31 days have passed. We offer two ways to collect, which are our contingency method or our low flat fee instead of a percentage.

Following is some important information on Washington state debt recovery laws including: Washington Statutes, Washington Judgments, Washington Garnishments, Washington Interest Rates, and Washington Bad Check Laws.


STATE: WASHINGTON

Interest Rate

  • Legal: 12%
  • Judgment: 12%

STATUTE OF LIMITATIONS (IN YEARS)

  • Open Account: 3
  • Written Contract: 6
  • Domestic Judgment: 10
  • Foreign Judgment: 10

BAD CHECK LAWS (CIVIL PENALTY)
Lesser of check amount or 12% interest, collection costs up to $40. If taken to court, reasonable attorney fees, 3 times value, or up to $300.

GENERAL GARNISHMENT EXEMPTIONS
Greater of 75% or $64 week (40 x state min. hourly wage).


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