West Virginia Statute of Limitations

Every West Virginia Collection Agency may collect files in Beckley, Charleston, Clarksburg, Fairmont, Huntington, Martinsburg, Morgantown, Parkersburg, Weirton, and Wheeling. Fidelity Information Corporation is a nationally recognized collection agency successfully collecting in every state including West Virginia.

Recover your delinquent accounts through an West Virginia Collection Agency Service. West Virginia collection agency services can locate debtors and collect the money owed to your business, practice or facility. Using Fidelity Information Corporation or OldDebts as your West Virginia collection agency service can save you time and money.

With our custom-designed debt collection system, our collection agency can be more effective in recovering delinquent accounts, after more than 31 days have passed. We offer two ways to collect, which are our contingency method or our low flat fee instead of a percentage.

Following is some important information on West Virginia state debt recovery laws including: West Virginia Statutes, West Virginia Judgments, West Virginia Garnishments, West Virginia Interest Rates, and West Virginia Bad Check Laws.

STATE: WEST VIRGINIA

Interest Rate

• Legal: 6% (contract rate prevails, and can vary between 18% and 31% max)
• Judgment: 9.75% (changes each year based on a certain Federal rate)

STATUTE OF LIMITATIONS (IN YEARS)

• Open Account: 5
• Written Contract: 10
• Domestic Judgment: 10
• Foreign Judgment: 10

BAD CHECK LAWS (CIVIL PENALTY)
Amount due, service charge up to $10. If check is less than > $500.00 = misdemeanor. If check is greater than $500.00 = felony.

GENERAL GARNISHMENT EXEMPTIONS
See West VA code 38-5A-3-Employees withhold 20% of disposable income or 30 x the min. hourly rate, whichever is less. Other exemptions apply.